In the U.S., April 15 is the day personal income taxes are normally due; for us in Canada, it's normally April 30, although due to the pandemic, we've been granted an extension to June 1. Apparently business owners will still need to pay by their usual deadline of June 15, unless the government has a change of heart before then.

Restaurant owners and their staff have been hard hit by Covid-19. They're not allowed to open their dining areas to eat-in customers, so many have closed their doors entirely. But of course, they still have to pay for rent and heat and insurance and alarm systems and other overhead costs at their place of business, as well as their homes, even if they have no income. And vacant businesses often get vandalized, adding to the owners' costs at a time they can ill afford the expense.

Some are still able to offer take-out meals for curb side pickup or delivery. And today, I just learned, is Canada Takeout Day.

For places like pizza joints, which in pre-pandemic days already advertised widely and did a roaring trade in the takeout and delivery markets, business may now be better than ever before. I think most of them will survive. But for those who promised leisurely and luxurious candle-lit multi-course dinners with crisp linen tablecloths and napkins, plenty of ambience and flambé desserts? They cannot easily make the shift to takeaway and sadly, I think their foie gras is definitely cooked.

Even mid-market restaurants, who can shift a little more easily, will struggle and especially so if they are new on the scene. I suspect most people would want to experience a new place by dining there, before they would buy meals to take out.

Not everyone thinks Canada Takeout Day is a good idea, as I learned on reading this opinion piece from the Globe and Mail:

https://www.theglobeandmail.com/canada/british-columbia/article-avoid-participating-in-canada-takeout-day-if-you-care-about-the-health/

I'm not sure if I necessarily share her concerns, except maybe for people who are already extremely vulnerable, or very susceptible to food allergies and sensitivities. That said, since Covid-19 restrictions came into force, we have not once gone for take-out or delivery meals. We're not ruling it out, though.

In a few weeks, maybe we'll treat ourselves to a takeout from Casa Mexico, just across from our usual grocery store. Whenever we've eaten there, there have been very few other diners there. The food's really good, and so are service and the decor. We'd like to see it re-open once the pandemic is over.
I've often heard it said that "No one likes a hidden tax." But is that really true? And just what do we mean by "hidden", anyway?

When it comes to sales tax, we have this notion here that the price tag should generally indicate the BEFORE-tax price. It's totally opposite to the practice in most European countries I've visited, where the price on the sticker is the price you actually PAY. And then, if you've spent enough money in one place, you can sometimes even apply afterwards for a refund of the portion of your purchase that was tax. I wonder how many tourists in Canada have been caught unawares, thinking they had enough money with them only to find they had to pay 13% extra once they got to the checkout. Not very good for the tourism business, I shouldn't imagine.

Bizarrely, when it comes to things that are HEAVILY taxed in Canada - alcohol, for example - the sticker price IS what you pay at the till. Is that because they figure no one would buy alcohol at all, and the government would lose all that revenue from "sin tax", if we actually KNEW or had to THINK ABOUT what proportion of our purchase was tax? And really, the final price of a product you find on the store shelves is still pretty opaque, even when tax is added by the cashier. Do you know by heart the list of the products that are tax-free (or in government lingo, taxed at 0%), those that have provincial tax only, federal tax only, and so on? It seems to me that particularly now that we are doing away with the penny (and can the nickel and dime be far behind?), it would make MUCH more sense to have tax rolled into the price of the product so that we could pay a nice round sum at the cash register! And I don't see that the tax would be much more "hidden" than it is now.

Then there's income tax. We may SAY we don't like hidden taxes but then, if the government hasn't taken away enough at source, grumble because we actually have to pay more at tax-time! There are a lot of folks out there who would prefer to give the government an interest-free loan for the year if it means an illusory windfall in May or June. Ditto for property taxes - some people just can't deal with two biggish payments coming due in March and June so instead, they roll taxes into mortgage payments, providing a sometimes sizable but largely invisible windfall for the lender. Sadly, it tends to be the very people who can least afford these interest-free loans to government who get caught up in them in the first place.

Is government the ultimate payday loan company?
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